martin-dm/E+/Getty Photographs
With greater than 6,000 locations across the globe, Worldwide Resort Group (IHG) accommodations are a preferred alternative for all sorts of vacationers. Whether or not you’re reserving on a funds or in search of a luxurious expertise, you possibly can earn rewards for each stick with an IHG bank card.
Examine the three IHG playing cards beneath primarily based on their annual price, rewards charges and perks.
Prime IHG playing cards
Evaluating one of the best IHG playing cards
| Card title | Greatest for | Annual price | Advisable credit score rating | IHG advantages |
|---|---|---|---|---|
| IHG One Rewards Traveler Credit score Card* | Occasional IHG company | $0 | Glorious/Good |
|
| IHG One Rewards Premier Credit score Card* | IHG loyalists | $99 | Glorious/Good |
|
| IHG One Rewards Premier Enterprise Credit score Card* | Enterprise vacationers | $99 | N/A |
|
IHG playing cards sometimes require a good-to-excellent credit score rating. When you have unhealthy or truthful credit score, think about our prime picks for lodge playing cards for adverse credit.
How to decide on a lodge bank card
For those who choose to remain at IHG manufacturers and are eyeing the playing cards above, right here’s how to decide on one. To check different playing cards with extra versatile rewards or completely different lodge manufacturers, try our picks for one of the best lodge bank cards.
- Contemplate how typically you keep at IHG accommodations. For those who solely keep a few times a 12 months, you is likely to be higher off with the no annual price IHG One Rewards Traveler card or a basic journey card. However for those who keep a number of instances a 12 months, the excessive rewards charges and free nights of the Premier playing cards provide extra worth.
- Resolve how a lot elite standing you need. The no annual price IHG card mechanically grants you Silver Elite standing, whereas the $99 playing cards get you Platinum Elite standing. The previous gives 20 p.c bonus factors and late checkout, whereas the latter tacks on 60 p.c bonus factors, complimentary room upgrades, early check-in and extra. Be taught extra concerning the IHG loyalty program.
- Weigh the cardboard’s worth in opposition to the annual price. You get some primary advantages with the Traveler card, like a fourth night time free. However for those who pay the $99 annual price for a Premier card, you get a greater welcome bonus and rewards charges, assertion credit score for expedited airport safety, annual perks and extra. Whether or not you possibly can justify the price depends upon how a lot you’ll use these additional advantages.
Greatest methods to redeem IHG factors
Bankrate values IHG factors at .7 cents primarily based on the median values for funds, mid-tier and luxurious lodge bookings. You’ll get essentially the most bang on your buck by redeeming IHG factors for lodge stays. And for those who’re occurring a visit for multiple night time, it’s finest to e-book 4 nights in a row, so the final award night time is free.
You can too switch your factors to companion airways — together with American Airways, Delta, JetBlue and United Airways — or redeem them for occasion tickets, catalog purchases, reward playing cards and extra. However your factors lose worth if you redeem them for something apart from a lodge reserving.
The bank cards additionally allow you to save 20 p.c on level purchases if it is advisable purchase extra to cowl a keep.
Lastly, don’t miss the IHG One Rewards Dine & Earn program. Enrollment is free, and you’ll add to your factors stash by eating at taking part eating places.
What’s subsequent?
The underside line
Choosing the proper IHG bank card may also help you earn free stays in your subsequent trip or enterprise journey. Plus, faucet into Elite standing and different perks that include being a cardholder.
However for those who’re not loyal to IHG and wish to maintain your redemption choices open, a basic journey rewards card would possibly work higher for you — and you’ll nonetheless cowl IHG stays with the rewards you earn.
Often requested questions
*Details about the IHG One Rewards Traveler Credit score Card, IHG One Rewards Premier Credit score Card and IHG One Rewards Premier Enterprise Credit score Card has been collected independently by Bankrate.com. The issuer didn’t present the content material, neither is it liable for its accuracy.
