Capital One Travel Portal Guide

Since launching in fall 2021, Capital One Journey has turn into an modern journey software that helps e-book and plan your subsequent journey. The portal gives a seamless method to e-book journeys, resorts, vehicles and journey packages together with your card and your Capital One miles. With entry to unique lodge applications alongside journey pricing instruments powered by Hopper, a widely known journey expertise firm, the portal could be a nice asset when researching and reserving your journey wants.

This information will clarify extra concerning the portal, together with find out how to use all of the bells and whistles it provides–equivalent to value prediction and the power to cancel bookings for any cause– and in addition assist you to take advantage of your hard-earned rewards and cardholder advantages.

What’s Capital One Journey?

Capital One Journey is the journey rewards portal that permits Capital One cardholders to e-book journey lodging with their bank card rewards (and money if wanted). The portal is just like choices offered by American Specific and Chase, amongst different issuers, to assist cardholders extra simply e-book their subsequent journey and redeem their rewards. These branded journey portals double as a journey search engine to assist cardholders redeem journey rewards and discover higher offers within the course of.

Entry the total slate of advantages at Capital One’s journey reserving website by signing in to your Capital One account. When you resolve what to e-book, you’ll be able to select to pay for it utilizing an eligible bank card or, when you’ve got a financial institution of Capital One miles, you’ll be able to redeem them instantly on your reserving.

Who can use the Capital One Journey Portal?

Any Capital One rewards cardholder is eligible to make use of the journey portal for his or her wants, even when your card earns money again as a substitute of Capital One miles. Many different issuers reserve their journey portals solely for cardholders with a premium journey card.

When you have a number of of the next Capital One bank cards, you’re eligible to make use of the journey portal and earn elevated rewards on sure journey booked via it:

Advantages of utilizing Capital One Journey

Capital One has partnered with journey expertise firm Hopper to energy the portal. Collectively, they’ve added options that will help you e-book your journey with confidence and supply further context to your searches. Listed below are among the key advantages and provides included throughout the journey portal:

Value prediction expertise

When trying to find flights on Capital One Journey, the software will assist you to pay the absolute best value by alerting you if the value obtainable is more likely to drop or improve. If they don’t advocate buying at that second, they provide a straightforward method to be alerted when the value does drop. The value prediction software will advocate the perfect time to e-book your flight, which might assist you to save as much as 15 % in your flight. With billions of flight value information factors captured each day, the issuer claims that this expertise can predict flight costs with 95 % accuracy.

You should utilize the journey portal’s reserving function to put a reservation for a flight immediately or anticipate a greater value. Within the instance under, when in search of a flight between New York and London in April 2024, it recommends ready until nearer to the journey date to e-book that ticket.

Value alerts on flights

Possibly you aren’t fairly able to e-book but, however wish to begin gathering data. Capital One lets you monitor flights and may notify you through e mail when there’s a value change. These alerts can assist you resolve when to e-book your ticket.

For instance, a seek for a December 2024 journey to Cape City, South Africa, the portal shared that you possibly can save $187 per ticket by ready and watching this journey for a value alert replace.

Value drop prediction

As soon as you purchase a ticket through the portal after utilizing the value prediction software, Capital One will proceed to observe ticket costs for the following 10 days. If the ticket value drops under what you paid in that point span, Capital One will offer you as much as $50 in journey credit score to cowl the distinction.

Greatest value match assure

Capital One will refund the distinction for the value of a flight, lodge or rental automotive as journey credit score in the event you discover a higher value on one other website inside 24 hours of reserving with Capital One Journey. Submit a value match declare by contacting Capital One Journey through the assist heart or by calling 844-422-6922. Keep in mind, the refund will come within the type of journey credit to make use of for future Capital One Journey bookings.

Value freeze

Should you aren’t fairly able to e-book your flight, you’ll be able to pay a small charge to “freeze” the flight value till you’re prepared to substantiate the reserving. Capital One will maintain that value for you till the expiration date of your frozen value. Search for the expiration date earlier than you full your buy.

For instance, you possibly can freeze the value on a ticket from Miami, Florida, to Lima, Peru, beginning at $9 or 900 miles per individual. Make sure you evaluate the phrases and timeline on your value freeze on the portal earlier than freezing a value.

Cancel for any cause

The cancellation protection can present some flexibility on your journey bookings as wanted. For a charge, this selection lets you cancel your flight — with no penalties — as much as a set time inside 24 hours previous to your scheduled departure. Relying on the phrases of your reserving, you should have the choice to obtain a refund starting from 70 % to one hundred pc of your flight’s prices.

How does Capital One Journey work?

Right here’s find out how to e-book flights, resorts and automotive leases via the journey portal:

Ebook flights within the Capital One journey portal

To e-book a flight from the portal, choose the Flights choice from the portal homepage. From there, you’ll be able to enter the cities you want to journey between and fill out all the required info.

As you go to pick out your journey date(s), the portal will present a useful color-coded information alerting you of the value variances by day. Should you’ve received some flexibility, you’ll be able to select from totally different pricing classes to get decrease fares:

It’s also possible to filter your outcomes by airline, value, variety of stops, time, flight quantity and different preferences.

When you arrive at a ticket you’d prefer to e-book, you’ll be able to observe the prompts to decide on the fare choices you need. Proper earlier than testing, you’ll see the choice to freeze your fare till you’re able to e-book, which you’ll pay for in miles or money. Should you don’t wish to freeze your fare, you’ll be able to proceed to the checkout the place you’ll select your seat and the way you wish to pay.

Ebook resorts within the Capital One Journey portal

The method of reserving a lodge is just like reserving airfare; merely seek for resorts by location and date. From there, you’ll be able to filter properties for particular facilities, equivalent to parking or breakfast. The search outcomes web page will present you a map with lodge areas, value per evening and the overall value. The portal additionally gives the TripAdvisor score of that individual property as nicely.

Ebook journey packages within the Capital One journey portal

To e-book a package deal from the portal, choose the Packages choice from the portal homepage. From there, you’ll be able to enter the cities you want to journey between and fill out all the required info. After that, you choose your lodge, then your flight. You’ll nonetheless have entry to the identical filtering choices as you’ll in the event you have been reserving a flight and lodge individually. Capital One will aso supply urged flights and resorts that greatest first your dates.

When you arrive at a package deal you’d prefer to e-book, you’ll be able to observe the prompts to decide on the fare choices you need after which proceed to the checkout the place you’ll select your seat and the way you wish to pay.

Ebook automotive leases within the Capital One Journey portal

It’s also possible to e-book a rental automotive via the Capital One portal. When you’ve entered your required pickup and dropoff areas, you’ll be able to undergo the choices to slender them down based mostly on the rental firm, price or your particular wants.

Do you have to e-book journey via Capital One Journey?

Whether or not it’s best to e-book journey through the Capital One Journey portal will depend on your objectives and wishes, however there are some frequent execs and cons.

Professionals of reserving with Capital One Journey

• Value freeze. The value freeze function is an inexpensive method to maintain on to a possible reserving whereas contemplating your choices. This may be an effective way to save lots of money and time when planning your subsequent journey.
• Extra bonus factors. Reserving via the Capital One journey portal with an eligible card can present further bonus Capital One miles, serving to you accrue extra factors to redeem in direction of future journey.
• Value match assure. With the value match assure, you’ll be able to really feel assured figuring out that if the value drops, you’ll be able to obtain credit to cowl the value distinction.
• Journey packages at the moment are obtainable. Now Capital One cardholders can e-book journey packages via the journey portal, which was not beforehand availabale. Now the portal permits you to to group various kinds of journey lodging in a single itinerary and pay for them on the identical time.

Cons of reserving with Capital One Journey

• Not all flights are featured. Capital One Journey could not have entry to all attainable flights. For instance, Southwest flights is not going to be viewable within the portal, so you might must evaluate different websites along with the portal to seek out the perfect flight on your wants. Even in the event you e-book a flight and make the most of the value match assure, the journey credit will not be value it if the portal doesn’t comprise your most well-liked airline.
• Restricted advantages with loyalty applications. Resorts normally require you to e-book instantly with them to get pleasure from elite perks. Because of this, reserving via the portal could make you ineligible for sure perks in case you are a member of a lodge or rental automotive loyalty program. Make sure you verify their guidelines earlier than finishing your reserving.
• Could not earn loyalty rewards. Often resorts, and generally airways, gained’t award loyalty factors for bookings made via third-party journey portals.

The portal could be a useful part of your journey reserving course of. However even when Capital One Journey turns into your go-to for reserving journey, don’t overlook to verify different reserving choices to be sure to’re getting the perfect deal.

Different redemption choices on your Capital One miles

Along with the journey portal, Capital One provides cardholders further methods to redeem their miles. Extra choices embody:

Switch miles to journey companions

It may be advantageous to switch your miles to one among Capital One’s switch companions. This selection could get monetary savings in case your miles choose up extra worth upon switch. In reality, Capital One miles are value simply 1 cent every when redeemed via the portal or for assertion credit score to cowl a journey buy; nevertheless, they’re value a median of 1.7 cents every when transferred to a high-value journey accomplice, in line with Bankrate’s newest valuations.

Most companions enable transfers at a 1:1 ratio, however Capital One generally runs promotions in which you’ll switch miles and obtain a bonus with the switch accomplice. As an illustration, on the time of publishing, cardholders might obtain 1,300 Virgin Factors for each 1,000 Capital One miles transferred.

To finish a switch, you will have to hyperlink your loyalty program account to your Capital One account. Upon getting your member quantity, you’ll be able to plug it into the miles switch display, and Capital One will transfer your miles to the loyalty program of your selection. The switch course of could also be quick or might take just a few hours. When the miles seem in your loyalty membership account, you’ll be able to then e-book your journey instantly via the journey model the place you transferred your factors.

Cowl previous journey purchases

You should utilize your Capital One miles to cowl journey purchases as much as 90 days previous. Though there’s no assure precisely how your journey purchases shall be coded, usually, Capital One miles will cowl travel-related bills equivalent to airfare, lodge stays, practice tickets, automotive leases, limousine providers, bus tickets, cruises, taxis, journey brokers and timeshares.

The underside line

The Capital One Journey portal may be an effective way to e-book your subsequent journey. With its value prediction expertise, value freezes and different instruments designed to make journey planning a breeze, it’s a helpful profit accessible to Capital One rewards cardholders.

Remember that essentially the most profitable journey rewards methods, nevertheless, normally contain multiple journey rewards foreign money, so take a look at different journey rewards playing cards in the event you’re on a journey to maximise your bank card rewards.

*The details about the Capital One Spark Miles Choose for Enterprise and the Capital One Savor Money Rewards Credit score Card has been collected independently by Bankrate. Card particulars haven’t been reviewed or authorized by the cardboard issuer.