As a part of the implementation of the Nationwide Monetary Inclusion Technique (SNIF) 2023–2028, the Central Financial institution of Mauritania (BCM), in collaboration with the Worldwide Finance Firm (SFI), organized a brand new coaching session for the Mauritanian microfinance establishments (IMF). This cycle occurred from Could 5 to 9, 2025, within the premises of the Pafiid in Nouakchott. This coaching, which is a part of the capability constructing program of MFIs, targeted on the methodology for the evaluation of credit, an important lever to ensure a accountable and sustainable credit score distribution. Instructional aims The aims pursued throughout this coaching was as follows: 1. Grasp the methodologies for granting credit score in accordance with the procedures in pressure; 2. Establish the overall and particular traits of a credit score; 3. Undertake finest practices all through the credit score grant course of. An intensive and structured program over 5 days of 5 days, individuals adopted a structured and progressive program, masking all key levels within the credit score grant course of: • Day 1: traits of a microcredit, prospecting methods, buyer reception and character evaluation; • Day 2: Continuation of data evaluation, identification of data, Verification strategies and alert indicators; • Day 3: Monetary evaluation (stability sheet, earnings assertion, money circulate, estimate of gross sales and purchases); • Day 4: calculation of the out there stability, margin price and information crossing strategies; • Day 5: renewal administration, restoration procedures and function of the credit score committee. Concrete help to monetary inclusion by this program, BCM and SFI Reaffirm their dedication to a extra skilled, strong and inclusive microfinance sector, on-line with the SNIF 2023–2028 orientations. This strategic framework goals to facilitate entry to susceptible populations and small companies to formal monetary providers, whereas strengthening the capacities of gamers within the sector.
