Key takeaways
- With the Capital One VentureOne Rewards Credit score Card, accessing main journey advantages doesn’t should imply being charged a excessive annual charge.
- The VentureOne Rewards card provides 5X miles per greenback on resorts and rental automobiles (when booked by way of Capital One Journey), 1.25X miles on all different purchases in addition to a set of further travel-specific perks.
- Capital One miles may be particularly invaluable when transferred to journey companions.
- The VentureOne Rewards card can also be a superb choice for vacationers who need a 0 p.c intro APR supply on new purchases and steadiness transfers — a profit that isn’t obtainable with many journey playing cards (19.24% – 29.24% (Variable) APR applies thereafter).
The Capital One VentureOne Rewards Credit score Card is likely one of the finest journey bank cards obtainable with no annual charge. Whereas it may appear as if a no-annual-fee card would supply fewer worthwhile advantages than a typical annual-fee card, Capital One VentureOne cardholders aren’t lacking out — the cardboard contains many invaluable advantages.
Foremost Capital One VentureOne Card advantages
The Capital One VentureOne Card contains fairly good rewards charges for a card with no annual charge:
- 5X miles per greenback on resorts and rental automobiles booked by way of Capital One Journey
- 1.25X miles per greenback spent on all purchases
As for the welcome bonus, new cardholders earn 20,000 bonus miles after utilizing their card to spend $500 inside three months of account opening — that’s about $167 per 30 days.
Moreover, new cardholders take pleasure in a 0 p.c intro APR on purchases and steadiness transfers for 15 months (19.24% – 29.24% (Variable) APR after that, making this card a strong alternative to think about if you wish to finance a big buy or switch a steadiness.
Capital One VentureOne Card journey advantages
On high of an attainable welcome bonus and easy-to-manage rewards charges, the VentureOne card comes with helpful journey advantages at no additional price.
No international transaction charges
There aren’t any international transaction charges on purchases made outdoors of the U.S., making this card an important alternative for touring overseas or when making on-line purchases in international foreign money proper out of your couch.
Capital One Journey
The Capital One companions with Hopper to enhance the journey reserving expertise and offer you extra versatile reserving choices. Particular options the Capital One Journey portal has that you just’ll take pleasure in embrace:
- Worth drop safety: in case you e-book a advisable flight and the worth drops inside 10 days, you’ll stand up to a $50 journey credit score.
- Flight disruption help: you possibly can re-book on any airline for no further price, or select a refund and preserve your flight in case you’re not happy with the re-booking choices.
- Increased incomes potential: Earn 5X miles per greenback on resorts and rental automobiles booked by way of Capital One Journey
Capital One Lounges
Capital One Lounges embrace restaurant-quality eating, train services and family-friendly options. Present Capital One Lounge are at Dallas Fort Value Worldwide Airport, Denver Worldwide Airport and Dulles Worldwide Airport outdoors of Washington, D.C.
Solely choose Capital One prospects take pleasure in complimentary entry to Capital One Lounges; VentureOne cardholders might want to pay $65 for each go to to Capital One Lounges. If lounge entry is vital to you, chances are you’ll need to take into account one among Capital One’s different playing cards.
Lounge entry and pricing are as follows:
It’s value noting that playing cards with complimentary entry comes with fairly excessive annual charges, so in case you solely sometimes go to a Capital One Lounge, it might be higher to nonetheless with a no-annual-fee Capital One card.
Different VentureOne Card advantages
Past the cardboard’s journey rewards program and advantages, VentureOne cardholders have entry to quite a few different cardholder advantages.
Eno, a digital assistant
Capital One provides a digital assistant, Eno, in its cellular app. Eno can create a digital card quantity for if you store on-line, enabling you to hide your precise card quantity and decrease the danger of fraud. Eno may also be configured to supply account alerts that may notify you of potential errors, duplicate purchases or recurring invoice will increase.
CreditWise credit score monitoring
CreditWise is Capital One’s free service for credit score monitoring, which gives alerts when there’s a change to your TransUnion or Experian credit score report, amongst different providers.
Capital One Eating and Leisure
Capital One has additionally partnered with some main manufacturers to supply VentureOne cardholders particular entry to eating, leisure and sports activities experiences.
For instance, Capital One Eating could have entry to Michelin-rated eating places and particular culinary experiences. Capital One Leisure could present first entry to main concert events, unique ticket packages for sporting occasions and cardholder-only occasions.
Capital One Purchasing
Capital One provides a procuring portal with a free browser extension that can mechanically apply the perfect coupon codes at checkout, along with letting when costs drop on merchandise you’ve seen and bought.
Buy protections
- Prolonged warranties: While you make a purchase order together with your Capital One VentureOne Card, you’ll get further guarantee safety on eligible gadgets.
- Fraud safety: You’ll obtain $0 fraud legal responsibility to guard you from being held answerable for unauthorized prices.
- Buy safety: Eligible gadgets might be changed, repaired or reimbursed as much as $500 per declare and inside 90 days of buy.
See your card’s information to advantages for full phrases and restrictions.
Maximizing the Capital One VentureOne Card’s advantages
You possibly can maximize the VentureOne Card’s advantages in a number of methods. First, in case you plan on profiting from the 15-month 0 p.c intro APR interval, ensure you keep away from curiosity prices by paying off your steadiness earlier than the promotional interval ends, at which level the 19.24% – 29.24% (Variable) APR will apply. And when touring outdoors the U.S. or procuring with a international service provider on-line, use your Capital One card to keep away from the three p.c international transaction charge that many different bank cards cost.
When you can redeem your Capital One miles at Amazon.com and PayPal, doing so could supply much less worth than you’d obtain by redeeming your miles for assertion credit towards journey purchases. It’s additionally probably a lot lower than your miles might be value when strategically transferred to journey companions and redeemed for high-value airline or lodge reservations. In line with Bankrate’s newest valuations, Capital One miles are value a mean of 1.7 cents when transferred to the appropriate journey companion — providing you with the best worth on your miles.
The underside line
The Capital One VentureOne Rewards card has no annual charge, however that doesn’t cease it from providing lots of the similar options discovered on premium journey rewards playing cards with excessive annual charges. Crucial characteristic is its strong rewards program that permits you to both redeem your reward miles for assertion credit towards journey purchases or switch your rewards to an expanded checklist of airline and lodge companions.
Past rewards, vital Capital One VentureOne advantages embrace quite a few procuring, safety, journey and buy safety options. Should you’re searching for a journey card with no annual charge and nice safety features, the Capital One VentureOne card is definitely value consideration.
