Due to the capital loaned by the microfinance group Thanh Hoa, Ms. Le Thi Hung has expanded her mannequin of financial improvement, bringing vital revenue to her household and creating jobs for native employees.
Though she was not born in Dong Phu, destiny linked Ms. Le Thi Hung (30 years outdated) to this land as a predestined relationship. At the beginning of her profession, she selected the manufacturing of stones, a career that required painful work, unstable revenue and lots of potential dangers. After lots of hesitation and reflection, Ms. Hung has determined to briefly cease making ice and discovering a brand new route.
After consulting many various financial fashions, Ms. Hung has determined to construct a mannequin of eels and frogs with out mud. It’s an agricultural mannequin that doesn’t require an excessive amount of funding, which is straightforward to keep up and which advantages from excessive demand available on the market. Conscious that the mannequin had nice improvement potential and that it was tailored to its private situations and circumstances, Ms. Hung invested with audacity within the building of an aquaculture set up in Dong Phat.
In 2023, Ms. Hung had entry to loans from the microfinance group Thanh Hoa. That is thought of an necessary turning level in its financial improvement course. Ms. Hung has confided with emotion: “The micro-capital arrived on the proper time, after I wanted to enlarge my farm. I used to be impressed by the pace of mortgage procedures, with out guarantee required. The credit score officers have been very pleasant, offered enthusiastic recommendation and gave me extra recommendation on monetary administration. »»
Due to the mortgage, Ms. Hung has invested in additional ponds, water filtration techniques and launched into eels and frog farming. She notably participated in an internet course on monetary administration and industrial improvement as a part of the “Develop My Enterprise” venture, thus bettering her administration expertise and systematically exploiting the mannequin.
At the moment, manufacturing unit merchandise should not solely extremely consumed regionally, but in addition have export orders to the Chinese language market. Along with the dwelling eels, Ms. Hung additionally develops dishes ready from eel equivalent to: the eel sautéed with lemongrass and spice, the angle braised with bananas, the angle braised with pepper … that are appreciated by prospects and ordered commonly.
In her profession in direction of financial improvement, Ms. Hung has additionally created jobs for a lot of native ladies, serving to them to extend their revenue and enhance their lives. Its mannequin is taken into account a typical mannequin of financial improvement of households within the commune of Dong Phu, particularly within the area of fresh agriculture and the processing of meals.
The case of Ms. Hung clearly demonstrates the effectiveness of microcredits when used appropriately and accompanied by skilled help. Due to the loans of the Thanh Hoa microfinance group, many deprived ladies in rural areas had the chance to create a enterprise, stabilize their lives, step by step escape poverty and take management of their household economics.
Article and images: Hoang Linh
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